Front Page
- The Board of Directors’ Report 2024
- KBN’s activities in 2024
- Strategy, objectives and strategic activities
- Statement of the annual accounts
- Result for the year
- Capital adequacy – key figures
- Lending
- Funding
- Liquidity management
- Corporate governance
- The Board of Directors’ statement on the remuneration of senior executives
- Risk management and internal control
- Corporate communication and public relations
- Ethics
- Corporate social responsibility
- Organisation and employees
- Allocation of surplus
- Future prospects
- Notes to the financial statements
- Accounting policies
- Note 1 Net interest income
- Note 2 Fees and commission expenses
- Note 3 Net gain/(loss) on financial instruments
- Note 4 Salary and administrative expenses
- Note 5 Pensions
- Note 6 Tax
- Note 7 Lease agreements
- Note 8 Classification of financial instruments
- Note 9 Financial instruments measured at fair value
- Note 10 Financial instruments measured at amortised cost
- Note 11 Hedge accounting
- Note 12 Deposits with credit institutions
- Note 13 Loans to customers
- Note 14 Expected credit loss
- Note 15 Commercial paper and bonds
- Note 16 Other assets and other liabilities
- Note 17 Due to credit institutions
- Note 18 Debt securities issued and commercial paper issued
- Note 19 Financial derivatives
- Note 20 Collateral and offsetting
- Note 21 Subordinated loan capital
- Note 22 Share capital
- Note 23 Additional Tier 1 capital
- Note 24 Risk management
- Note 25 Credit risk
- Note 26 Interest rate risk
- Note 27 Currency risk
- Note 28 Liquidity risk
- Note 29 Capital adequacy and capital management
- Board statement
- Contact information
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Annual Report 2024
- Kommunalbanken AS